Save your phone…


If you like to keep all of your electronic devices safe from moisture make sure you have some resealable plastic bags around.  Use ‘snack’ size bags for cell phones and quart or gallon bags for tablets and phablets. Cheap, reusable and easy. Now you can read your ebook in the pool or at the beach. 

Don’t go thirsty while you travel…

One of my big pet peeve’s with the TSA line is that you have to throw away your beverage as you pass through. I have learned, over my many years of traveling, that the smartest thing me to bring to the airport is an empty reusable water bottle. I prefer one that seals, holds a lot of liquids and has a great lid. TSA will allow you to bring an empty bottle through security and you can fill it on the other side. My airport of choice is Midway in Chicago and there are water bottle filling stations as soon as you enter the concourse. I like this 40 ounce CamelBak.

Monday …A few little credit card hacks

credit cards

Credit Cards are a dangerous business.  Some of us use them to finance things they should not purchase…some don’t.  Sometimes they are the only answer when you need to pay for an emergency.  Bottom line is we ALL need to be careful of credit cards.  With all that said I have some hacks to get the most out of responsible credit management.

  • Stack your benefits – I use my Chase Southwest Card as much as I can.  It has an annual fee of $99 but that is balanced with free points for air travel.  I pay for EVERYTHING that I can on that card, then I pay it off at the end of the month.  I use the points to buy air travel for vacations…winner me.  The reason this works so well is that I travel for a living and the points add up quickly.  Also, there are some additional benefits like car insurance when you rent a car.
  • Use cash back – if you have a Discover Card you can use your cash back to pay your bill and/or to pay for items on Amazon.  The interest rate is 20% which is VERY high.  You MUST pay off the balance at the end of the month to make it worthwhile.  Also, don’t forget to sign up for the quarterly 5% bonuses.
  • If you have a Visa or Master Card from a gas station please make sure that it is ‘no annual fee’.  Usually those cards offer extra points on gas station purchases and sometimes even a discount per gallon at the pump…read the terms carefully.
  • The last on my list is American Express.  The AmEx Blue Cash Preferred (review on nerd wallet) with a high rewards rate (6%) on a max of $6k on groceries (per year) with unlimited 3% on department stores and gas, and 1% everywhere else.

Enjoy…responsibly…Nancy Ann

Fridays Organization Hack…boots

6 pair hangerboots

I have a two part hack to save your boots.  The first part is one  of my favorite hacks under $5.  You can hang six pairs of of boots in your closet, make sure you hang three on each side so it balances properly, tallest boots at the bottom and short boots or ‘shooties’ towards the top.  The second way to protect boots is to use pool noodles to keep boots that are stored on the floor ‘standing tall’.  To measure all I did was put a 99¢ pool noodle in each boot, I marked it with a sharpie and cut with a serrated bread knife.

Enjoy…Nancy Ann

Tuesday through Thursday….Please Stand By!

techdiff

Apparently, we had some ‘technical’ difficulties.  As a result, Monday’s post was automatically pulled and none of the links from FB or Twitter worked (it has since been restored) and the rest moved out of my cloud and into cyberspace.  Here is a clean cut recap of what was supposed to be posted this week.

Tuesday – Organization is easy.  Shoes are the bane of my existence, they clog up the floor of the laundry room or pile by the front door.  I have a hack, of course, this one is from IKEA.  Small flexible baskets to dump shoes in.  For a couple of dollars ($8 to be exact) you can purchase a few of these baskets and put them in a closet, down by the front door or wherever the messy shoe pile in your house is.

 basket

Wednesday – Organization is easy.  Have I said this before?  You just have to be creative.  I work from home.  It isn’t easy to work from home.  You have to be very organized.  I get up at the same time every weekday, I go to the gym and of course I stop for coffee and blog!  When I was organizing that office I looked at hundreds (no really hundreds) of office and home office file cabinets.  In my line of work, I have odds and ends, cables and brochures along with demo stuff…basically I have a a crap load of weird stuff I need to store.  I am as creative as I am frugal.  In order to make this happen today’s hack is using furniture for alternate purchases.  I saved hundreds of dollars by using a chest of drawers and some file inserts to store all of my work items.

Thursday – I also travel for work.  I do not check luggage (too many bad experiences), I take any available bump and I organize my outfits into days.  I pack each outfit, complete, and rolled to save space and wrinkles, into small compression bags.  I use a great, and cheap, one handle rolling 20″ duffle and compression bags.  There is a nice outside pocket for my TSA toiletry bag and a small pocket for all of my electronic cables.  And I don’t bring my charging blocks, instead I bring a multi-usb charger and save a LOT of space.

As a reminder, I do not get any money at all for sharing links or products.  Also, no one sent me any products or samples, I find them on my own.  Have a GREAT day!  Feel free to comment with your own organization hacks!

Enjoy…Nancy Ann

It’s snowy and yucky here in the Midwest…

slipperIt is the time of year that I dread.  It is soooo cold when I get up to go to the gym in the morning and I CANNOT keep my shoes dry so I have to build in an extra couple of minutes for each trip just to change shoes.  Until now.  Today’s hack is simple, cheap, easy and involves men’s slippers.

Go to your favorite discount store and buy a pair of Large, Extra Large or Double Extra Large men’s slippers.  I purchased a $6 men’s clogs in Large and they fit perfectly over my Size 8.5 Boot Camp Nike shoes.

Easy Peasy and CHEAP!

Enjoy…Nancy Ann