Yogi or not you need to stretch…

I look at my phone too much. Period. Can’t put it down, even while I am also watching TV. It’s ridiculous. Yoga helps me make up for the horrible habit. Even if you are not a yogi this is a simple stretch called the fish pose (modified) from my friends at Yoga Journal (follow them on Instagram). If you are a yogi and have blocks you can use those, if not use a foam roller or bolster (or a rolled up yoga mat). Arms out to your sides or folded up above your head, legs bent our straight. Try it out!

We really need to love each other…

So it’s been a long and sometimes frustrating week of ups and downs for many of us.  I think we need to get back to our basic humanity. I am challenging all of you to walk the talk this weekend, just two short days. High five a kid in the grocery store, buy the next person in line coffee, hold the door for someone and SMILE at your fellow humans. Just be kind… To EVERYBODY… For no other reason than that Kindness is SO Gangster.

Save your phone…


If you like to keep all of your electronic devices safe from moisture make sure you have some resealable plastic bags around.  Use ‘snack’ size bags for cell phones and quart or gallon bags for tablets and phablets. Cheap, reusable and easy. Now you can read your ebook in the pool or at the beach. 

Making recipes healthier…

Quite a while ago I had a friend tell me to swap unsweetened applesauce for sugar in a recipe. For those of you that follow along you know I don’t really bake so I really have no idea if I would’ve made the recipe correctly using sugar. What I can tell you is that I made the most moist cookies I had ever made in my life. My family loved them and I didn’t even tell them what I had done. They were just crispy soft and absolutely perfect. 

Here are some more awesome recipe swaps from Greatest!

Check it out!

Monday …A few little credit card hacks

credit cards

Credit Cards are a dangerous business.  Some of us use them to finance things they should not purchase…some don’t.  Sometimes they are the only answer when you need to pay for an emergency.  Bottom line is we ALL need to be careful of credit cards.  With all that said I have some hacks to get the most out of responsible credit management.

  • Stack your benefits – I use my Chase Southwest Card as much as I can.  It has an annual fee of $99 but that is balanced with free points for air travel.  I pay for EVERYTHING that I can on that card, then I pay it off at the end of the month.  I use the points to buy air travel for vacations…winner me.  The reason this works so well is that I travel for a living and the points add up quickly.  Also, there are some additional benefits like car insurance when you rent a car.
  • Use cash back – if you have a Discover Card you can use your cash back to pay your bill and/or to pay for items on Amazon.  The interest rate is 20% which is VERY high.  You MUST pay off the balance at the end of the month to make it worthwhile.  Also, don’t forget to sign up for the quarterly 5% bonuses.
  • If you have a Visa or Master Card from a gas station please make sure that it is ‘no annual fee’.  Usually those cards offer extra points on gas station purchases and sometimes even a discount per gallon at the pump…read the terms carefully.
  • The last on my list is American Express.  The AmEx Blue Cash Preferred (review on nerd wallet) with a high rewards rate (6%) on a max of $6k on groceries (per year) with unlimited 3% on department stores and gas, and 1% everywhere else.

Enjoy…responsibly…Nancy Ann

Saturday…Organize your closet…what do you get rid of???

hanger

My closet is chock full of clothes that I do not wear.  I clean out my closet every year, yet I wind up with bunches of clothes that I think I will wear and then I never wear them.  Today’s hack is easy…just a little time consuming.  First, empty out your entire closet.  Second, throw anything you want to give away or hand down to a friend into bags.  Third, and this is the one that is going to take some time, rehang everything in the closet with the hanger pointing out.  In one year if the hanger is still hook facing out then you don’t need the clothes…trust me.  I find that the less I have cluttering up around my house the more relaxed I feel.  Organization is hard work and sometimes requires thought and planning but is well worth it!

Enjoy…Nancy Ann

Fridays Organization Hack…boots

6 pair hangerboots

I have a two part hack to save your boots.  The first part is one  of my favorite hacks under $5.  You can hang six pairs of of boots in your closet, make sure you hang three on each side so it balances properly, tallest boots at the bottom and short boots or ‘shooties’ towards the top.  The second way to protect boots is to use pool noodles to keep boots that are stored on the floor ‘standing tall’.  To measure all I did was put a 99¢ pool noodle in each boot, I marked it with a sharpie and cut with a serrated bread knife.

Enjoy…Nancy Ann